Adding an encoder to the spindle is <$100. Path pilot is already set up for rigid tapping. This has already been demonstrated by a user here on a Tormach (Turbo step).
https://www.youtube.com/watch?v=cGr37Dn6YgM
If Series IV has rigid tapping (my bet is it will based upon what Tormach has done with the SPL15), than they will probably also offer an upgrade kit to upgrade your series IV, as they have in the past.
What is this $10k you are talking about???
Yes if Tormach builds a "Super Tormach" with larger dimensions, serves, linear ways, etc, it will probably be substantially more money. But I doubt it would be called a "1100 PCNC Series IV" either.