Ive seen many videos on youtube and pictures of home systems with benchtop machines, and most of the time people don't put any sort of dust cover over their threads or linear rails. Occasionally some will put a piece of paper to kind of block off most of it, and the rare occasional ones where a dust cover is put on (but they often still leave the Z axis rail open for example). They tend to just mill away creating a lot of dust. Wouldnt that potentially cause wearing of their machine?
I guess the problem ultimately is the benchtop machines are often very bare bones and have the rails and threads exposed to chips/dust. Does it matter too much? I mean if the metal or whatever chips are small enough, they can get caught in the grease on the rail or threads, and overtime may cause increased wear on the machine, which can eventually affect precision of their machine also.