In my experience I haven't personally come across a situation where carbide cutters weren't the best for the job with wood, and I always prefer and use them as much as possible. But a four flute cutter with wood is really two flutes too many. With a 4 flute your somewhat pulverizing the soft grain of wood as you are cutting it. And while your cutting, you will likely have a larger heat build up as you can only take shallower cuts with more flutes, unless your powering it through the material, again overheating the cutter in the process.
Less flutes means more aggressive cutting, which really is what you want for something as soft grained as wood. A spiral cutter 2 flute will generally give a perfect finish at a decent feedrate and proper depth of cut every time.
If it's cost, the cheap asian cutters really are pretty damn good I've found, and cost next to nothing.
cheers,
Ian
It's rumoured that everytime someone buys a TB6560 based board, an engineer cries!