I'm just a simple country physicist (to paraphrase McCoy from Star Trek - for those of us old enough to remember the original series when he used to say "I'm just a simple country doctor...").
I have 3-axis, for the sake of the discussion lets call then x, y, and z (which could just as easily be forward/backward, left/right, up/down.
I'm assuming that one stepper/one axis (lets say x) can move in both the x and -x directions. Likewise for the other axis too.
If I can do all that with 3 steppers on a 3-axis board, then why would I ever need a 4th axis? I'm trying to envision a time when I would ever need a 4th axis to see if I should build that ability into my forst CNC router.
As I used to tell my students back when I was teaching. There is really no such thing as a stupid question. There are just questions that make everybody else in the class point at you and giggle.